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UTLH — A Comprehensive Token Review

(Utility, Staking, Tokenomics, Security, and Development Plans)

1. Technical Parameters

Parameter

Value

Standard

BEP-20

Network

Binance Smart Chain (BSC)

Contract

0x815d5d6a1ee9cc25349769fd197dc739733b1485

Decimals

18

Max Supply

957,315 UTLH (permanently fixed)

Staking Contract

0x41D695Eb63ce10618F6019E0032c2983Ae35D766

Source Code

Verified on BscScan, open for review

UTLH is deployed on the Binance Smart Chain ecosystem, ensuring fast block times (~3 sec) and transaction fees <$0.10.

2. Tokenomics and Deflationary Mechanism

Token Distribution

Allocation

Share

Staking Rewards

20%

Liquidity & Development

10%

Community Reserve

70%

Token Burns

  • A portion of network fees from club services (e.g., educational program fees) is allocated to burns.

  • A 5% penalty for early staking withdrawals is also burned.

  • According to BscScan, circulating supply has already decreased by ~5%.

Result: Gradual reduction in circulating supply, increasing scarcity.

3. Staking — Fixed 24% Annual Yield

Condition

Value

Minimum Deposit

1 UTLH

Lock-up Period

12 months

Monthly Payout

2% (in UTLH)

Total APR

24%

Early Withdrawal

Allowed (5% penalty, forfeits current coupon)

Rewards are paid in the same asset—no "minting" of third-party tokens. After 12 months, the full deposit is returned.

4. Security and Audits

Security Layer

Implementation

Smart Contracts

Audited by CertiK + BlockSec; no critical bugs found

Governance

Multi-sig 5/9 with 24-hour timelock for critical changes

Reserve Storage

Fireblocks MPC custody + mirrored cold storage

Bug Bounty

Ongoing program on ImmuneFi ($100,000 pool)

5. Community and Governance

  • Holders (on-chain): 10,930+ unique addresses.

  • Snapshot Voting: 1 token = 1 vote.

  • DAO Topics: APR adjustments, staking limits, marketing fund allocation, burn schedule approval.

  • All decisions undergo a 24-hour timelock for public transaction auditing.

6. Club Service Ecosystem (No Credit Products)

Service

UTLH Utility

Staking Pool

Rewards/penalties in UTLH; tokens removed from circulation

Educational Courses

UTLH payments grant discounts; part of fees burned

Meet-ups & Offline Forums

Priority booking for tickets paid in UTLH

Grants Fund

5% of reserves allocated to startup initiatives within the club

This functionality sustains internal token demand without relying on loans or collateral.

7. Development Plan (Excluding Credit Module)

Period

Goal

Details

Q3 2024

Cross-Chain Bridge (opBNB, zkSync Era)

Launch xUTLH with 1:1 conversion

Q4 2024

NFT Access to Club Events

NFT passes payable in UTLH

Q1 2025

DAO Grants for 3rd-Party Integrations

3% of supply allocated to grant pool

Q2 2025

Tier-2 CEX Listing

Enhanced liquidity and token visibility

8. Key Holder Benefits

  • Scarcity: Supply <1M + burn mechanism.

  • Predictable Income: 24% APR without complex farming strategies.

  • Transparent Governance: Multi-sig, timelock, and open audits.

  • Club Participation: Discounts, priority access, voting rights.

  • Cross-Chain Plans: Increased liquidity and low L2 fees.

9. Conclusion

UTLH is a strictly limited BSC utility token that already delivers:

  • Fixed passive income via simple staking;

  • A deflationary model enhancing ownership value;

  • Transparent, decentralized governance;

  • Expandable club services—from education to grants.

Excluding credit tools, the token remains the core of the UTL Club ecosystem, appealing to both long-term investors and active club participants.